What is Life Insurance?
Term Life Insurance
Term life insurance policies provide affordable, temporary coverage. Term policies contain no cash value and are designed for death benefit protection only. The premiums may be level for the first 10, 15, 20 or 30 years, depending on the policy selected. Because the death benefit protection is for a limited period, the premium is often the lowest of all types of life insurance policies. However, after the level term period, premiums may go up significantly and increase annually.
Term Life Insurance Quote Calculator
Permanent Life Insurance- Indexed Universal Life
Permanent life insurance is designed for longer needs, much like buying a home vs. renting.
Today the most popular form of permanent life insurance is called Indexed Universal Life. Indexed universal life is a version of permanent life insurance that combines death benefit protection with the opportunity to grow cash value through an account that credits interest based upon the upward movement of stock market indexes – without the risk of investing directly in the market. The Index Account features a zero percent floor which guarantees your account won't earn less than zero percent due to poor market performance.
XL-CV Max: Life Insurance with Maximum Effect
XL-CV Max from Midland National is life insurance with maximum effect. It is designed for death benefit protection with stronger performance and marketability through the Account Index Multiplier*, along with the features you’ve grown to love about our indexed universal life products.
Contact us to learn more about the right life insurance for you.
Indexed Universal Life products are not an investment in the “market” or in the applicable index and are subject to all policy fees and charges normally associated with most universal life insurance. XL-CV Max is issued on policy form series L147 by Midland National Life Insurance Company, Administrative Office, One Sammons Plaza, Sioux Falls, SD 57193. Products, features, riders, endorsements or issue ages may not be available in all jurisdictions. Limitations or restrictions may apply.
3160 W. Sahara Ave. Ste. A25
Las Vegas, NV 89102
Click Here to Email Us
Life Insurance is not complicated or expensive when you work with one of our licensed sales representatives. Let's explore options to protect your loved ones.
Elevate Insurance currently has offices in Las Vegas, Nevada and Idaho Falls, Idaho. We proudly serve the geographical areas of Southern Nevada and Southeast Idaho. More specifically focusing in Las Vegas, North Las Vegas, and Henderson, Nevada; and in Idaho Falls, Ammon, Blackfoot and Rigby, Idaho.